Zhumadilova Tolkyn Beksultanovna was born on July 20, 1995, in the village of Kepebulak, Zhetysu Region. In 2013, she graduated from N. Isakhmetov Secondary School with the “Altyn Belgi” distinction. In 2017, she graduated with honors from Al-Farabi Kazakh National University with a degree in Finance. During her studies, she demonstrated high academic achievement and was a recipient of the Presidential Scholarship. In 2019, she continued her education at Al-Farabi Kazakh National University and earned a Master of Economic Sciences degree in Finance. In order to further enhance her academic qualifications, she pursued PhD doctoral studies in 2022–2025 and successfully completed the program. She is also a specialist with professional experience in the banking and taxation sectors. She continues her career in higher education. From 2020 to 2025, she worked as a lecturer at the Department of Finance and Accounting, Higher School of Economics and Business, Al-Farabi Kazakh National University. She currently holds the position of Senior Lecturer at the same department.